Did someone send me money?

[Barbara Moulton]

I use online banking. Yesterday, I found that $680 had been deposited to my account. The line description says "credit memo - wire transfer".

Thanks to my nameless benefactor. If you want to send more at anytime, just go ahead.

Seriously, I am sure this is a mistake. If it isn't corrected over the weekend I'll go into the bank on Monday and ask about it. In all the years I have had a bank account, it is the first time money has gone in that I didn't know about.

[Jen Blackburn]

hmmmmm... if you were a US citizen, i'd say your IRS tax refund showed up! ;)

yup - time to call the bank!

[Wanda Van Winkle]

I meant to send it to my account, and somehow it got to Canada. Strange! ;-)

[Barbara Moulton]

hmmmmm... if you were a US citizen, i'd say your IRS tax refund showed up! ;)

yup - time to call the bank!

Nope...haven't filed my income tax yet. We have until the end of April to do that. And when those refunds do come through, they are always clearly designated as being a deposit from CCRA (Canada Customs and Revenue Agency)

I don't think I have ever received a "wire transfer" of any kind in my life.

Of course, there is a part of me that is hoping that there is a very legitimate reason for this money to have been put in my account...which I will discover when I go to the bank.

But I doubt it. :-)

[Barbara Moulton]

I meant to send it to my account, and somehow it got to Canada. Strange! ;-)

Easy mistake. Our last names are very similiar
OK...I'll send it back to you right away ;)

[Mark Doble]

Barbara,

Like last month I had my Mastercard paid off... By someone else! Only $398.00.
But thank you very much, whomever.

I don't worry about it too much eh...

[Betty Bolerjack]

So, Barbara, did you find out who sent it?

[Joel Merrill]

Our former bank did that to us twice. The first time we had $400.00 that wasn't ours. We went in and tried to tell them that they made a mistake and they told us that it was our mistake. They offered to balance our checkbook for $15.00 an hour. I told them that I wasn't going to pay them to find their mistake. I told my wife to just pretend it wasn't there. Several months later they found it and it disappeared from our account.

A couple years later a couple hundred dollars showed up again that wasn't ours. We mentioned it to them and got the same line from them. So we just left it alone. There were several things we didn't like about that bank. Then another bank bought it out and was going to give us 8 free checks a month and after that is was going to cost $2.00 a check. We decided to switch banks. That new bank was going to take over in a month so I took our checking records in and told them that we were going to change banks and if they wanted their money they could look for it but I wasn't going to pay them to find their mistake.

I went in a couple weeks later and they hadn't even started on it. I went in a few days before the new bank was going to take over. The lady told me that she didn't have time to look for the money and to just keep it.

I went to open an account at a different bank and I told them about this and asked them what I should do. She said that they were getting a lot of new customers from that bank and a number of them had money that wasn't theirs. One man had $2500.00!!! He was afraid to use it and just put it in a savings account but she told us that it was ours and not to worry about it. I thought banks had better book keeping than that.

Joel

[Barbara Moulton]

So, Barbara, did you find out who sent it?


Yes. For some reason, $680 had been transferred over from Carl's investment account. This was odd for many reasons. It wasn't identified as such and Carl didn't do the transferring. He didn't notice right away that the money was gone because it happened on the same day that his investments went up $1,000.

So, its ours but, unfortunately it wasn't "found money" because it was money that Carl had already...just in a different place :)

[Betty Bolerjack]

Good that you got it figured out. Too bad it wasn't "found money" but at least it wasn't like Joel's situation.