So I have done a bit more in depth research and cost analysis. Thought I'd share my research. Keep in mind that the details are oriented for my wife and I (don't need texting, two lines). Except for Metro PCS and AT&T (iPhone), the phones listed are all Android.
I'm actually considering going with Metro PCS and using the savings for the next iPad, which I hope to be much better. This is especially attractive because there's no contract and I can pull out any time I want if I change my mind. The phones are cheap enough that it's not a hit at all to do that. There are weak rumors about an Android phone on Metro PCS. If that actually came out, I could re-evaluate.
Part of the reason we wanted the new iPhone was to use it exclusively for photos and video (we need not anything else really...we want to capture memories, not win contests). Our current digital point-and-shoot is on its way out. We'd just not place it. In addition, I was looking forward to each of us maintaining our own iTunes libraries, as our current iPod serves as both of ours as well as the kids' as well as our movie bank for travel. Having iPhones would allow us to use the iPod (the first video one) for travel movies only. But the lack of Verizon/T-Mobile and the two year contract might be enough for me to wait even longer for the next iPad.
I'm just hashing this out here...sorry...I'm not a good decision-maker with these things, which may be why Metro PCS is the way to go. Thoughts?
(By the way, after posting the video above that began this thread, I didn't even include that feature in the cost analysis. I'm not paying $20/month for that.)